Construction Contracts Insurance and Liabilities

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Construction Contracts Insurance and Liabilities

Platform: GoTo Training

Validated for CESA-1563-04/2022


Consulting Engineers South Africa (CESA), the SA Federation of Civil Engineering Contractors (SAFCEC) and the South African Institute of Architects (SAIA) have welcomed this initiative.

This seminar has been is designed to be an interactive workshop comprehensively examining key aspects and potential pitfalls of the insurances and certain of the liabilities, not covered in HKA’s other seminars, relating to engineering and construction contracts and related associated professional service agreements.


  • Project Managers
  • Consulting Engineers
  • Architects
  • Financial Directors and Managers
  • Contract Negotiators and Drafters
  • Contract Administrators
  • Insurance Brokers
  • Attorneys
  • In-house Legal Advisors
  • Insurance Managers



  • The nature and purpose of Professional Indemnity Insurance
  • The role of the players in the professional indemnity insurance field
  • The difference between being reflected as a co-insured in policy vs your interest merely being ‘noted’ on the policy
  • The pros and cons of ‘Principal Controlled’ Insurance (PCI) programmes
  • Examining certain PROCSA clauses as they relate to insurance and the liability of professionals
  • Examining certain clauses in the FIDIC ‘White Book’ Client/Consultant Model Services Agreement as they relate to insurance and the liability of professionals
  • Important exclusions in professional indemnity policies and their effects
  • The need for a ‘design and construct’ policy for turnkey projects rather than a conventional professional indemnity policy
  • Implications of including public liability cover in a professional indemnity policy
  • Understanding ‘claims made’ cover
  • Purchase of retroactive cover
  • Assessing adequate insurance limits
  • Claims handling procedures
  • Understanding loss ratios and their impact on premiums


  • Understanding the nature and purpose of Contract Works (or Contractor’s All Risks) insurance
  • Assessing risks for premium and deductible purposes
  • Normal policy exclusions and restrictions, including those for defective materials, workmanship and design
  • The pros and cons of ‘Principal Controlled Insurance’ (PCI) programmes
  • Understanding ‘difference in conditions’ cover
  • The property insured including temporary works and construction materials in transit
  • Policy limits
  • Factors influencing the calculation of premiums, including maintenance period, testing and subrogation


  • Understanding the nature and purpose of SASRIA Insurance


  • Understanding the purpose and techniques of limiting potential liabilities in a contract
  • Limiting liability
  • Devising remedies for breach of contract
  • Insights into design responsibility
  • Fitness for purpose
  • ‘Hazop’ studies
  • Order of precedence of contract documents
  • Deemed receipt of notices
  • Lateral support
  • Fundamentals of competition law
  • Overview of relevant provisions of the Consumer Protection Act
“The presenter has excellent subject matter experience and knowledge. I have learned a lot keep up the good work.”
“The lawful terminology was quite an eye opener because I was totally using names and terms which are not applicable to contracts.”
Jun 29 2022


Date: 29 Jun
Course Categories:


Virtual Training – GoTo Training